Category: Work+Money

Welcome

If you’re like most women, your day’s looked something like this so far:

  • Wake up (too) early
  • Greet the day (and your kids who are already begging for sugary cereal - who gave those kids coffee when you weren’t looking, anyway?)
  • Grab a shower (lock the door! there’s got to be some place you can have a moment alone… even if all the hot water’s already gone)
  • Get dressed (dig, dig, dig through that pile of laundry - there’s a bra in there somewhere!)
  • Off to the races!

Whether you work outside the home, stay home with kids, or have managed to design some other schedule that’s so amazing the rest of us might be jealous, there’s still one thing we’ve got in common…

We are today’s women. We’re doing our best to make life great for ourselves and those around us. We’re making it happen - every day.

So this blog’s for you.

A chance to kick back (even for just a minute or two), to connect, to chuckle, to get some good tips and tricks, and to celebrate being a woman.

And hey, we all know how hard it can be to get your two cents in throughout the day - it’s an amazing thing to be heard.

So, here’s your chance. Sound off, vent, boast, or just ask what you’ve always wanted to know - this is your site, and your few minutes.

Make it a great day!

How to Avoid Being Taken for a Bundle When Renovating

men especially seem to be seen as easy targets when it comes to getting renovation and architectural work done. The common feeling is that women do not know anything about these areas and so can be charged higher rates.

Nothing could be further from the truth however. Women are catching on to what is happening. For those who don’t know how to avoid being billed too much for renovation jobs, this article provides some tips.

Tips to Know Before Beginning

  • Have a clear plan of exactly what you have in mind. If you are unclear on what type and the extent of the renovation you plan, it could cost you in the long run. Without a clear idea of what you want you can be sold on a renovation project that is too expensive.
  • Set a budget. This can be done by determining how much you can or want to spend. Also, getting the cost of materials you will need is important.
  • Ask for recommendations from family members and friends who have had renovations done. This will eliminate you having to go and look for a contractor yourself. Plus getting recommendations will ensure that you get someone whose quality of work is already known.
  • Get quotes from different contractors who do renovations. Compare the quotes and see which one is closer to the price you budgeted for. Do be aware that the cheapest is not necessarily the best option.
  • Don’t be afraid to ask questions. You are spending your own money and have the right to ask questions.

When it comes time to haggle, having someone else with you might not be a bad idea, though it’s not necessary. Getting the cost of material beforehand will ensure that you won’t be overcharged. You must expect some difference in price however, if your contractor offers material as part of the job. Make it clear that you expect the job to be completed on schedule, and have your agreement put in writing. Now that you know how to contain cost and not be taken for all you have, why not plan a renovation project?

Work + Money

Save Yourselves!

As the economy in this country continues its quick and downward slide, many individuals are worried about their savings. The outlook seems bleak from here. People work all their lives and still retire into poverty. What can we do to prevent ruin in our retirement years? How can we protect ourselves from the economic crisis that is affecting everyone? The answer lies in a few simple savings guidelines.

To start with, you need to separate yourself from the idea of immediate gratification. This culture is based on getting what we want when we want it. The entire idea behind a credit card is paying for purchases with money that you don’t actually have. Why would you buy something you don’t have the money to pay for? This attitude of immediate gratification makes it impossible to put money into a savings account. In addition to an attitude adjustment, you need to make sure you put your words into action. It isn’t enough to merely plan on saving money. You have to be the one to stick back a little bit with every month’s paycheck.

To do this successfully, you should set a schedule for yourself. Choose a portion of your income and stick it in a retirement fund on a regular basis. You should disperse your money throughout several funds to ensure that you have a variety of options. This way if you have a financial emergency, you will be able to draw from other funds besides the retirement fund. You need to look out for your own personal interests.

Juggling Responsibilities


Balancing your professional life and your personal life can often feel like a high wire act. The responsibilities of work coupled with the pressures of everyday life are enough to overwhelm anyone.

If you add motherhood to the mix, things can get downright chaotic! But you don’t need to feel panicked. There are a few guidelines that can help you overcome the stresses of work and family.

First of all, always keep a realistic perspective of your values. Decide what’s truly important to you, and if you’re feeling overwhelmed, take a moment to give yourself a reality check.

Does your attention deserve to be so consumed by the problems at hand, or can the tasks be handled with a different attitude?

If the work at hand is truly important and the responsibility is one that you shoulder alone, lay out a list of short term goals. By writing out the specific obligations, you will be less likely to forget any important parts.

As you complete each task on your list, you can cross it off. This will show the progress you are making, and help to calm you down. If you are calmer, you will be able to work more efficiently and happily.

The same rules go for your home life. Make a list of your top priorities - school events you can’t afford to miss, soccer games you need to make time for. If you manage your days well, you won’t have to choose between your personal life and your professional life.

It requires an effort, but if you make the decision to manage your work life effectively, you’ll be able to have more time for the things that really matter.